Maintaining a Budget with Cremation

Maintaining a Budget with Cremation

January 21,2012

Cremation CostsMoney can’t be taken with you, but it’s unlikely that anyone would like their remaining savings to be spent on funeral services. According to the National Funeral Directors Association, the average funeral in the U.S. costs around $6,500. The emotional distress of a death is difficult enough, without the worry of a financial burden that often comes with planning a memorial service or funeral. Cremation funerals have become an increasingly common option in the U.S. for many reasons, one of which is the great cost of traditional ground burials. Typically, cremation funerals can save thousands compared to traditional burial services.  During increasingly challenging economic times, families are choosing to have cremation funerals to save money, and prevent going further into dept paying for expensive plots, headstones and caskets after losing a loved one. The death of a family member is one of life’s most difficult experiences, and a financial hardship should not add to an already stressful time. The costs savings of a cremation funeral doesn’t make it a less special way to honor a loved one. Cremation urns are just the final resting place of the deceased. A beautiful memorial service of any kind can still be held, as friends and family gather to tribute to the departed. Discount Cremation Urns Cremation urns come in a vast selection of styles and price points. There are many beautifully designed cremation funeral urns at very affordable prices, some even under $100. Discount cremation urns can be found to meet any cremation funeral budget, while making a tasteful impression. A cremation urns with a price tag of hundreds or even thousands of dollars isn’t necessary in order to properly pay your loved one the respect and honor they deserve. Money does not equate love nor create memories. Type of Cremation Funeral The type of service you plan to have, and what you will do with the cremation urn all contribute to the kind of urn you will need. Here are a few questions to consider when determining the type of cremation urn you will need, which will affect your budget.:

  • Will the cremation urn be displayed at a memorial service?
  • Are the ashes to be scattered?
  • Will it be displayed in someone’s home?
  • Are there several family members sharing the cremains?

  Urns used for temporary storage of ashes cost much less than those urn prices vary greatly, and often indistinguishable in price. Don’t think that you have to spend a fortune for a quality urn. The sentiments offered for your loved one to honor and preserve their memory will always remain the same.


Tue, 09/19/2017 - 21:04

[…] What explains this radically changing trend? Although some consider finances to be a foolish reason to make a decision about one’s final remains, CANA claims that cost is a […]

Thu, 08/20/2015 - 15:33

I didn't know that traditional funerals were so expensive! It is nice to know that cremation services are cheaper. I would imagine so because you don't have to bury a full body in a large casket. When I die, I hope my kids cremate me so that they won't have a big financial burden.

Tue, 01/09/2018 - 19:10

[…] to eliminate conflict. In some cases, families disagree with those wishes. In other instances, finances do not permit the kind of service and final rest that the individual had requested. The best way […]

Wed, 05/20/2015 - 12:51

I can't believe that an average funeral costs $6500. There's no way I would put that financial stress and burden on my family. I've thought about cremation and after reading this post I'm sold. Thanks for posting, this really gave me some insight; I know I'll be remembering these prices when I'm making preparations to ease the burden on my loved ones.

Rick Fraser
Fri, 09/29/2017 - 21:47

Hello Lenna,

Thank you for sharing. Planning a funeral or a cremation ceremony can be stressful and sometimes pricey depending on the type of service. Pre-Planning a funeral can be helpful, as well as talking to a funeral director about the different options available. There is a Free E-Book download available on our site giving insights on what to expect with the cremation process. The E-Book is Celebrating Life: How to Create a Meaningful Memorial Service with Templates & Tips It also includes personal stories of how others planned their loved ones memorial service and advice when obstacles arise.

Susan Fraser

Mon, 07/13/2015 - 16:16

Thanks for sharing this article with us, Susan! My father died a couple days ago, and I'm trying to figure out how the funeral is going to go. Funerals are very expensive, so I'm tempted to go with a cremation service. Now that I think about it, I don't think my father would want to be a financial burden on us. I'll contact a cremation service later today to see what their prices are. Thanks for the recommendation!

Tue, 09/05/2017 - 20:04

[…] out Maintaining a Budget for Cremation for more information on the price of […]

Wed, 09/06/2017 - 22:59

[…] you peace of mind because you know your arrangements are ready. It can also help you control the cost of the funeral and preserve it from inflation.  There are a few steps to get the process […]

Fri, 02/24/2017 - 02:00

I felt I should pass along the first handed information I learned about funeral services. My spouse died almost a year ago, completely unexpected and in his sleep. A dear neighbor and friend is a retired mortician and I am so blessed to have him hold my hand thru process. My spouse and I had both talked and even our wills expressed desire for cremation. My neighbor recommended funeral home he preferred and went with me to make arrangements. I prefer no open caskets, nor did my spouse, however his brother and best friend of 45 years , who both live 100's of miles away wanted to see him and I wanted to honor their wishes. I agreed we would have open casket for just those mentioned for 30 minutes prior to time for services. I learned you can " rent a casket" for that purpose and then it was closed with usual casket spray on top for service. The only item I purchased from them was the guest book, prayer cards and thank you notes. I obviously purchased urn from this site. The total still was close to $8,000. I don't recall cost of renting casket but the cost of preparing body prior to cremation and the cost of holding service there vs church. Of course in midst of shock and grief you just do what you need to do. I always thought the most expensive part of everything was purchasing casket which makes funeral so expensive. I knew the total prior to signing anything but it doesn't sink in and I was told what each item or service cost. So it was very ethical. Please know I am not bitter, complaining and would not have changed a thing. I just wanted to help educate others .

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